Protecting Your Health & Journey
Dedicated to making quality healthcare affordable and providing comprehensive motor insurance solutions across Sierra Leone since 2010.
About Smile Insurance
A trusted insurance provider dedicated to affordable health and motor coverage across Sierra Leone.
Smile Insurance Company (SIC) is a healthcare financing and insurance provider dedicated to making quality healthcare affordable and accessible for individuals, families, and organizations across Sierra Leone. Since its establishment in 2010, the company has worked to reduce financial barriers to healthcare through innovative and customer-focused insurance solutions.
Smile Insurance company Ltd. is also a leading provider of motor insurance solutions dedicated to protecting drivers, vehicle owners, and businesses from financial losses arising from road accidents, theft, fire, and other unforeseen events. We offer comprehensive and affordable insurance products designed to meet the needs of individual motorists, commercial vehicle operators, and corporate fleet owners.
Motor insurers commonly provide coverage for private vehicles, commercial vehicles, motorcycles, tricycle taxis, fleets, and specialized vehicles. The organization promotes comprehensive motor and healthcare coverage that includes medical consultations, specialist care, preventive services, emergency treatment, and other healthcare and motor benefits.
Our Mission
To provide affordable, accessible, and reliable Motor and health insurance solutions that protect individuals and families while promoting healthier communities throughout Sierra Leone.
Our Vision
To become Sierra Leone's most trusted Motor and health insurance provider, recognized for excellence in customer service, innovation, and sustainable healthcare financing.
Our Commitment
We are committed to transparency, fast claims processing, and putting our customers first — ensuring every policy holder feels protected and valued at every step.
Comprehensive Coverage Plans
We offer a wide array of tailored insurance packages to secure your health, family, and assets.
Health Insurance Services
- Individual Health Insurance Plans
- Family Health Insurance Packages
- Corporate and Employee Health Coverage
- Dental Insurance Plans
- Medical Consultation Coverage
- Laboratory and Diagnostic Coverage
- Emergency Medical Assistance
- Preventive Healthcare Programs
- Community Health Support Services
Motor Insurance
- Comprehensive Motor Insurance
- Third-Party Motor Insurance
- Third-Party Fire and Theft Insurance
- Commercial Vehicle Insurance
- Fleet Insurance
- Motorcycle Insurance
- Taxi and Ride-Hailing Insurance
Additional Services
- 24/7 Claims Assistance
- Roadside Emergency Support
- Vehicle Inspection Services
- Accident Recovery Coordination
- Risk Management Advisory
Why Choose Smile Insurance
We stand out by providing customer-centered, accessible, and comprehensive insurance coverage.
The principles that drive our dedication to excellence and community service across Sierra Leone.
Leadership Team
Meet the dedicated professionals steering Smile Insurance Company towards sustainable healthcare and reliable motor protection.
Abdul Karim Fornah
Managing Director
John Dunkay Kanu
General Manager
Jonathan Sumaila
Chief Finance Officer
John Abass Favour Kanu
Finance Officer / Compliance Officer
BSc. Hons. Banking & Finance · IPAM
Fatmata Binta Bah
Admin & Secretary
Mohamed Sankoh
Insurance Consultant
Hawa K Swaray
Head of Underwriting (Motor)
TBD
Head of Underwriting (Medical)
TBD
Claims Manager
TBD
Customer Service Manager
Secure Your Future Today
Whether you need comprehensive health coverage for your family or motor insurance for your business fleet, our team is ready to assist you.